If Accountants are part of your referral network, showing them how The Allocator works can provide them with comfort that the remaining members of the client’s family will continue to be valued accounting clients at the end of the pension term.

For example, if the Accountant tragically loses a ‘mum & dad’ client, they can still keep the SMSF if Death Benefit Pensions have been set up by you, for the children, using The Allocator.

This strategy ensures that the next generation should remain clients of your Centre of Influence once they enter the workforce – after all, their accountant would have been doing their tax returns ever since mum & dad passed away.

You, the Adviser: The Allocator is more comprehensive in determining the client’s requirements, sums insured are generally much higher and revenue can be obtained from superannuation rollovers, insurance commissions and advice fees. At claim time, given the substantial benefits the client will receive, advisers will place themselves in the very best position to take advantage of the following:

• The client wanting to obtain further planning advice utilising the Financial Planning Benefit;
• Assets under Management will increase substantially when the insurance proceeds are deposited into the pension accounts;
• Lesser competition from bank financial planners as the only money the banks will see will be the lump sum to extinguish debt!

Everyone wins when you use The Allocator.

The Dealer Group/Insurer/Superannuation Provider: All of these win with The Allocator because the insurance proceeds are retained within the group rather than simply being deposited into a client’s bank account.

Why give money to the competition? They haven’t done any of the hard work to earn it!

The Client: This will be the first time that many of your clients have seen anything like this. Your clients can potentially benefit from tax-free earnings on their pension accounts, obtain tax-free income into the family, and have all debt extinguished.

What Australian does not want income maximised and taxation minimised for their family when tragedy strikes?